We are SetldPay
We are a cutting-edge, comprehensive Card Scheme Program Manager. We operate across Europe and specialise in Open Loop and Private Label Card Programs. Our automated funds flow allows just-in-time funding to minimise pre-funding requirements and our knowledge of the regulatory landscape will minimise your time to market.

We are SetldPay
We are a cutting-edge, comprehensive Card Scheme Program Manager. We operate across Europe and specialise in Open Loop and Private Label Card Programs. Our automated funds flow allows just-in-time funding to minimise pre-funding requirements and our knowledge of the regulatory landscape will minimise your time to market.
What We Do
We provide full-service Card Payment program management services including:
- Legal services
- Regulatory compliance in all UK and EU markets
- Card Processing
- Funds Safeguarding with just in time funding through automation that reduces prefunding requirements significantly
- A robust reporting suite
- Customer/end user customer support in required languages
API led, we provide digital access to any area of the card program to load/reload, unload, transaction status, transaction history, balance enquiry etc and can:
- White and black list retailers
- Control spend by merchant category (MCC)
- Control spend by transaction amount or time based limits
- Provide ATM usage
- 3DS for online spend
- Digital cards for online spend only
- Access to Apple Pay and Samsung Pay
We have extensive experience providing single and reloadable scheme branded and PVL (Private Label) card programs. We can provide solutions for any kind of prepaid card program including:
- Gift cards
- Fuel Cards
- Payroll
- Travel and FX
- Funds Dispersal
- Welfare
- B2B cards for sales incentives etc
- Commercial Cards
- Co-branded programs for gift, incentive or reward
Please talk to us about your requirements and we can discuss a solution for you.
We provide full-service Card Payment program management services including:
- Legal services
- Regulatory compliance in all UK and EU markets
- Card Processing
- Funds Safeguarding with just in time funding through automation that reduces prefunding requirements significantly
- A robust reporting suite
- Customer/end user customer support in required languages
API led, we provide digital access to any area of the card program to load/reload, unload, transaction status, transaction history, balance enquiry etc and can:
- White and black list retailers
- Control spend by merchant category (MCC)
- Control spend by transaction amount or time based limits
- Provide ATM usage
- 3DS for online spend
- Digital cards for online spend only
- Access to Apple Pay and Samsung Pay
We have extensive experience providing single and reloadable scheme branded and PVL (Private Label) card programs. We can provide solutions for any kind of prepaid card program including:
- Gift cards
- Fuel Cards
- Payroll
- Travel and FX
- Funds Dispersal
- Welfare
- B2B cards for sales incentives etc
- Commercial Cards
- Co-branded programs for gift, incentive or reward
Please talk to us about your requirements and we can discuss a solution for you.
Who we are
We are payment experts with nearly 100 years of combined experience working at the forefront of the Fintech industry. The SetldPay Executive team has united to introduce the most technologically advanced program management service, with unparalleled regulatory acumen.

David Shewmaker
Director
Stuart Green
Chief Executive Officer
Rebecca Ramaglia
Chief Operating Officer
Grif Sims
Chief Technology Officer
Lewis Knapp
Financial DirectorWhat Our Clients Say
★★★★★
TBS provide fuel cards to the Italian business market and we chose to work with Setldpay following a thorough search of potential providers, in order to replace our old supplier. They have a great deal of experience in providing prepaid programs to the European market and have built a platform with the best suppliers in the industry. Setldpay make a complicated process as simple as possible and having one point of connection and a single contract for everything, is massively helpful. Setldpay have proven to be a true partner and will go to great lengths to find solutions to our challenges and have even built new elements of their technology to accommodate our needs.
Domenico Paolillo
Chairman – TBS
★★★★★
The Setld team are a solutions oriented, customer focused team that are a joy to work with. They are one of the most experienced teams in payments with a track record that is second to none and their automated funds flow has considerably reduced our prefunding needs, which means we can bring programs to market far more affordably. If you need a prepaid card program, you should be talking to SetldPay.
Gaetano Giannetto
CEO – Epipoli
★★★★★
Following several years of searching for the right partner for this key project for InComm, we decided to work with SetldPay because of their vast experience in the pre-paid sector, their excellent technology and their ability as a program manager, to choose to work with best in class partners across the supply chain. This was a complicated project providing both physical and digital cards, distributed through our suite of retail partners across the UK and Europe and it was clear from an early stage that we’d chosen the right partner. Their ability to keep the project team on both sides focused and on point is impressive and we brought the project in on time and on budget. Importantly for us they were also able to work with their Issuer to ensure they created the right products for our needs but with the highest standards of compliance and security. In addition, their automated product based funds flow model means we minimise prefunding requirements, have all of our programs funding and revenue visible to us in real time through their UI and have our reconciliation and reporting needs automated. We have more projects to come with SetldPay and I would highly recommend working with them.
Rob Coulstock
Commercial Development Director, EMEA InComm Payments
Contact Us
Get in touch
We would love to hear from you. Please give us a call, drop us an email or use the form below.
Sales Enquiries:
+44 7917874381 or sales@setldpay.com
Finance Enquiries:
+44 7858 828377 or finance@setldpay.com
General Enquiries:
Enhance Your Payments Today
Partner with SetldPay for innovative payment solutions, tailored to your business requirements.
